30 Voices on 2030 30 Voices on 2030

30 Voices on 2030 - Nordics

The Future of Financial Services

Interconnected collaborative frictionless

Listen to the voices of change

Let these 30 prominent figures share their vision for the future of financial services.

"In 2030, the whole survival game is: are you in the right ecosystems?"

Piia-Noora Kauppi - Finance Finland

"In 2030 the question will be how much does the financial sector contribute to sustainable development."

Sasja Beslik - Sustainable Finance Expert

"We will have more and more demands of services being smart and being proactive."

Tuva Palm - Evolvery

"The platform economy, open banking or open insurance, will be business as usual in 2030."

Pekka Puustinen - OP Financial Group

"Fintech companies will actually lead the B2C services, but the traditional banks will still be there, cooperating and collaborating with the fintechs."

Hanna Johansson - Revolut

"The way you consume media today is how you're going to consume financial services in the future."

Eli Daniel Keren - P.F.C.

"With open insurance you will have the ability to connect services and fetch data to make really interesting services for the end customers."

Kristin Lindmark - SPP

Welcome to: Vision 2030 - Banking beyond the horizon.

On September 26th we invite you to a day with the leaders, challengers and disrupters in the Nordic banking industry - from banks to fintech and technology companies. Join us to network, hear from and interact with insightful and inspirational speakers.

Read more

"Data, in 2030, is relevant, if it's relevant"

Adrian Grant - 9 Spokes

"Technology gives real estate operators the chance to offer more enjoyable experiences and be more efficient"

Alex Storey - Disruptive Technologies

"Understanding how to operate in start-up mode is going to be much more valuable"

Dr Andrei Kirilenko - Imperial College Business School

"Financial services companies have lost sight of the customer"

Anthony Thomson - Metro Bank & Atom Bank

Contact KPMG's Nordic Financial Services Team


FS Sweden
FS Finland
FS Denmark
FS Norway

"Insurance will be more predictive in 2030"

Blair Turnbull - Aviva

"Huge issues need to be fixed. It has to be a global effort"

Charlotte Crosswell - Innovate Finance

"Speed and adaptability is the new competitive battleground"

Claire Calmejane - Lloyds Banking Group

"Be ready for an open ecosystem"

Colin Bell - HSBC

"Blockchain will restructure financial services by 2030"

Colin Platt - Blockchain Insider

Regulation and supervision of fintech: ever expanding expectations


Read the report

"A lot of the solutions that we see driving financial inclusion will come from the developing world"

Emma Bickerstaffe - The Big Issue

"Blockchain is redefining the fabric and plumbing of the financial world"

Marcus Treacher - Ripple

Frontiers in Finance: Risk proofing the future


Read the report

"In 2030, everyone will be treated as a segment of one"

Michael Rogers - Curve

"Finance will become more accessible and frictionless"

Nick Middleton - UBS Wealth Management

"By 2030, customer relationships will be fluid"

Nick Ogden - ClearBank

"In 2030, the client will be front and centre"

Paul Humphrey - Fidelity International

"Wider collaboration and connected ecosystems are the future"

Ram Ramachander - Hitachi Europe

Me, Myself, My Wallet: Exploration of the multi-dimensional customer


Read the report

"The best companies will have shown their ability to reinvent themselves"

Rob Bernshteyn - Coupa

"We can take the idea of open data further... to understand risks in new ways"

Roger Vincent - Trade Ledger

"What we do has been unchanged since Joseph started investing for Pharaoh"

Saker Nusseibeh - Hermes Investment Management

"Prepare your organisation for the ecosystem economy"

Seamus Smith - Sage

"All these ecosystems will be totally frictionless for a customer"

Sebastien Marotte - Google Cloud

"Banks will need to be agile, tech-savvy competitors in 2030"

Spencer Lake - nCino Inc

"The rule has to be, there are no rules"

Steve Grob - Fidessa

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